Life insurance started in known since Roman times. It is motivated by the activities carried out by the royal war in the country. The existence of this war raises armies or forces killed causing greater funeral costs. So dicetuskanlah Colleggia Tenuiorum (raise death). Moreover, in the Middle Ages in Western Europe was born with a system of mutual aid effort Guild or Gilda, the artisan or merchant associations, ship owners and captains began insuring goods. First ever dilekuarkan policy is to Wiliams Gybbons. He is a resident of the city of London that fear rumor infectious disease outbreaks around the year 1583.
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